Company Description The 401 Group of Companies is one of Canada’s fastest-growing business management groups, with over 1,400 team members across more than 60 locations in Ontario, Manitoba, and Florida. The group operates a diverse portfolio of franchise automotive brands, used-car retailers, and 401 Auto Financing, making vehicle ownership more accessible and enjoyable for customers of all credit backgrounds. It is also Ontario’s largest RV retailer through CampMart, helping individuals and families get ready for the open road and their next adventure. Beyond automotive and RV, the company is redefining hospitality with the BlackShop Restaurant and a forthcoming Marriott Hotel, and offers marine and powersports experiences through Yamaha brands. Across all business lines, The 401 Group of Companies is committed to the “401 Standard,” focusing on delivering excellent, memorable experiences in every community it serves. Role Description The Non-Prime Finance Manager is a full-time, on-site role based in Kanata, ON. This position is responsible for helping customers with non-prime credit profiles secure automotive financing solutions that align with their needs and financial situations. Day-to-day tasks include meeting with customers to review applications, assessing creditworthiness, structuring finance deals, and submitting applications to lenders while ensuring compliance with company policies and regulatory requirements. The Non-Prime Finance Manager collaborates closely with sales teams to support vehicle delivery, explains financing terms clearly and transparently, and maintains accurate documentation of all transactions. The role also includes monitoring deal performance, building strong relationships with lending partners, and contributing to process improvements that enhance the customer experience and overall profitability. Qualifications

Experience in automotive finance, banking, or financial services, with a strong understanding of non-prime and subprime lending practices. Knowledge of credit analysis, loan structuring, and regulatory compliance in consumer lending. Strong customer service and relationship-building skills, with the ability to communicate complex financial information in a clear and respectful manner. Solid numerical, analytical, and problem-solving abilities, including proficiency with spreadsheets and finance-related software. Proven ability to work collaboratively with sales and operations teams in a fast-paced, target-driven environment. High level of integrity, sound judgment, and commitment to ethical business practices. Organizational and time-management skills to handle multiple applications and transactions efficiently. Previous experience in automotive retail or dealership environments is an asset. Post-secondary education in business, finance, accounting, or a related field is preferred, or equivalent practical experience. Comfort working on-site in Kanata, ON, with flexibility to work extended hours or weekends as business needs require.