This job posting has expired.

Here are some similar positions.

Associate, Credit Risk (Montreal)

January 16 2021
Industries Bank, Insurance, Financial services
Categories Accounting, Finance, Credit, Collections, Credit, Risk
Montreal, QC

Requisition ID: 94829

Join the Global Community of Scotiabankers to help customers become better off.

Associate, Credit Risk

Global Risk Management – Adjudication Centre of Expertise (ACE)

4 months (May to August 2021)

Location: Montreal

Why work for Scotiabank?

Scotiabank is among the largest banks in the world and the most international bank in Canada. We are powered by our 97,000 high-performing (and awesome) teammates who make a real difference across the globe as a leading provider of advice, products, digital experiences, and financial services. Together with our Digital Factories around the world, we are dedicated to helping our 25 million customers become better-off.

This is a place where you’ll get to learn and develop your skills, while being recognized for your hard work. At Scotiabank, we’re passionate about bringing our whole selves to work, allowing us to create inclusive work environments for everyone to enjoy. Say hello to a career at Scotiabank!

Who We Are:

The Adjudication Centre of Expertise (ACE) is part of Global Risk Management (GRM) which constitutes the Second Line of Defense in the Bank’s risk management framework. ACE executes against Bank approved policies, within delegated limits.


  1. Provide high quality and in-depth credit decisions by:
    • Effectively analyzing partner submissions, application information and associated documents and rationale
    • Exercising sound credit judgement in approving and declining credit applications within established limits

  1. Deliver an effective and timely customer experience by:
    • Ensuring all partner interactions are professional, respectful, and value added
    • Acting with a sense of urgency in response to partner requests and inquiries to assist in meeting customer needs and expectations

  1. Contribute to ACE objectives/commitments by:
    • Support established ACE Service Level Agreement targets by:
      • Consistently achieving KPI target as established

  1. Optimizing Risk and Return by:
    • Ensuring decisions are replicable and transparent with appropriate diarized rationale
    • Making loan decisions within approved lending limits, ACE Limits, and Exception Authorities as documented
  2. Contribute to personal development by:
  • Promoting a positive work environment that enhances employee satisfaction


  • Enrolled in a post-secondary educational institution with a focus in business, commerce, finance, accounting, or related program
  • Curious, Driven and results focused
  • Strong analytical and problem resolution skills;
  • Effective communication (written and verbal) and interpersonal skills are necessary for professional interactions with customers, partners and business lines to ensure a high level of credibility
  • Bilingual (English and French speaking)
  • Must be organized and be an effective decision maker to meet the demands of a high volume environment


  • Financial statement analysis, risk assessment and accounting principles.
  • Solid computer skills

How do I apply?

For students, we are focused on learning about who you are and what you’re interested in to uncover your true potential. In short, we don’t believe resumes will provide us with an accurate depiction of what you’re truly about to properly assess your potential. Instead we want to get to know YOU and hear about the experiences that have shaped you. We know… this might sound crazy but for students applying to one of our co-ops, internships or TILT new grad programs we are no longer requiring resumes. Instead we ask that as part of your application, you complete the below:

1. Complete your PLUM Profile:

2. Complete a short one-way video interview:

3. Apply to the role through our career site. When the application asks for your resume, instead upload a screenshot of your plum to show us you’ve completed it, we have full access to your entire profile from Plum and won’t use the screenshot but it’s a great reminder for each of you to have completed it. Alternatively you can submit a resume if you want, we just will not be relying on it when we assess you.

Scotiabank is committed to providing an inclusive and accessible candidate experience. Only those candidates selected for an interview will be contacted. If you require accommodation during the recruitment and selection process, please let us know. We will work with you to meet your needs.

Location(s): Canada : Quebec : Montreal

As Canada's International Bank, we are a diverse and global team. We speak more than 100 languages with backgrounds from more than 120 countries. Our employees are committed to a superior customer experience and use the Bank’s six guiding sales practice principles to ensure they act with honesty and integrity.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted. network