| A/E |
Accured expense |
| A/P |
Accounts payable |
| A/R |
Accounts receivable |
| A/S |
Account sales |
| AAA |
Accumulated adjustments account |
| ABA |
Accredited Business Accountant |
| ABC |
Activity-based costing |
| ABCP |
asset-backed commercial paper |
| ABL |
Asset-based lending |
| ABM |
activity-based management |
| ABP |
Average benefit percentage |
| ABS |
asset-backed securities |
| ABV |
Accredited in Business Valuation |
| ACE |
Adjusted current earnings |
| ADP |
Actual deferral percentage |
| ACP |
Average contribution percentage |
| ACR |
Actual contribution ratio |
| ACRS |
Accelerated cost recovery system |
| ACS |
Automated collection sites |
| ACV |
Actual cash value |
| ADR |
Asset depreciation range |
| ADR |
Average deferral ratio |
| AEIC |
Advanced earned income credit |
| AET |
Asset/Equity table |
| AGI |
Adjusted gross income |
| ALM |
assets and liabilities management |
| ALV |
Average lease value |
| AON |
All or none order |
| APR |
Annual percentage rate |
| APT |
Arbitrage pricing theory |
| APY |
Annual percentage yield |
| ARR |
Average rate of return |
| ATA |
Accredited Tax Advisor |
| ATNOL |
Alternative Minimum Tax Net Operating Loss |
| ATNOLD |
Alternative Minimum Tax Net Operating Loss Deduction |
| ATP |
Accredited Tax Preparer |
| B/E |
Breakeven |
| B/L |
Bill of lading |
| BOM |
Bill of materials |
| BS |
Balance sheet |
| BV |
Book value |
| C&F |
Cost and freight |
| CAFR |
Comprehensive Annual Financial Report |
| CAGR |
Compound annual growth rate |
| CD |
Certificate of deposit |
| CDO |
Collateralized debt obligation |
| CDP |
Collection Due Process |
| CF |
Carryforward |
| CF |
Cash flow |
| CFAT |
Cash flow after taxes |
| CGS |
Cost of goods sold |
| CIF |
Cost, insurance, and freight |
| CNC |
Currently not collectible |
| CNOL |
Consolidated net operating loss |
| COD |
Cancellation of debt income |
| COD |
Cash on delivery |
| COFI |
Cost of funds index |
| COGS |
Cost of goods sold |
| COI |
Continuity of interest |
| COLA |
Cost of living adjustment |
| COS |
Cost of sales |
| CPA |
Certified public accountant |
| CPI |
Consumer price index |
| CPM |
Cost per thousand |
| CRA |
Credit rating agency |
| CSED |
Collection statute expiration date |
| CSV |
Cash surrender value |
| CumDiv |
Cumulative dividend |
| CumPfd |
Cumulative preferred |
| CVA |
cash value added |
| CY |
Calendar year |
| DAN |
Depositor account number |
| DCF |
Discounted cash flow |
| DCR |
Debt coverage ratio |
| DIP |
Debtor-in-possession |
| DIV |
Dividend |
| DNAMTI |
Distributable net alternative minimum taxable income |
| DNI |
Distributable net income |
| DOI |
Discharge of indebtedness income |
| DPO |
Days payables outstanding |
| DRIP |
Dividend reinvestment plan |
| DS |
Credit default swaps |
| E&P |
Earnings and profits |
| EBIT |
earning before interest and taxes |
| EBITDA |
earning before interests, taxes, depreciation and amortization |
| ECM |
Excess cash margin |
| EIC |
Earned income credit |
| EOM |
End of month |
| FAVR |
Fixed and variable rate |
| FCF |
free cash flow |
| FDCPA |
Fair Debt Collection Procedures Act |
| FiFO |
first in, first out |
| FIT |
Financial institutions tax |
| FMV |
Fair market value |
| FRV |
Fair rental value |
| FS |
Fact sheet |
| FY |
Fiscal year |
| FYE |
Fiscal year ended |
| GAAP |
Generally accepted accounting principles |
| GATT |
General Agreement on Tariffs and Trade |
| GE |
Grantee |
| GR |
Grantor |
| HC |
Human capital |
| HELOC |
Home equity line of credit |
| I.R.B. |
Internal Revenue Bulletin |
| IASB |
International Accounting Standards Board |
| ICE |
Internal control evaluation |
| IDS |
Income deposit securities |
| IET |
Income-Expense table |
| IFRS |
International Financial Reporting Standard |
| INT |
Interest |
| IRC |
Internal Revenue Code |
| IRR |
Internal rate of return |
| J/E |
Journal entry |
| L/C |
Letter of credit |
| L/V |
Loan-to-value ratio |
| LBO |
Leveraged buyout |
| LLC |
Limited liability company |
| LOB |
Line of balance |
| LOC |
Line of credit |
| LT |
Long term |
| LTCG |
Long-term capital gain |
| LTD |
Limited |
| LTV |
Loan to value ratio |
| LY |
Last year |
| MPGE |
manufactured, produced, grown, or extracted |
| MRQ |
Most recent quarter |
| N/P |
Note payable |
| NAV |
Net asset value |
| NDA |
Nondisclosure agreement |
| NOI |
Net operating income |
| NOL |
Net operating loss |
| NOLD |
Net operating loss deduction |
| NOPAT |
net operating profit after tax |
| NOW |
Negotiable order of withdrawal |
| NPV |
Net present value |
| NR |
Not rated |
| NSF |
Not sufficient funds |
| NUA |
Net unrealized appreciation |
| OAA |
Other adjustments account |
| OAR |
Overall rate of return |
| OCF |
Operating cash flow |
| OI |
Operating income |
| OIBITDA |
Operating income before interest, taxes, depreciation & amortization |
| OID |
Original issue discount |
| P&I |
Principle and interest payment |
| P&L |
Profit and loss statement |
| PAL |
Passive activity loss |
| PE |
Price-earnings ratio |
| PE |
Private equity |
| PERC |
Premiums, earnings and reasonable charges |
| Pfd |
Preferred |
| PIK |
Payment in kind |
| PILOT |
Payment in lieu of taxes |
| PJ |
Purchases journal |
| PO |
Purchase order |
| POD |
Payable on death |
| POQ |
Periodic order quantity |
| POS |
Point-of-sale |
| PPI |
Producer price index |
| PRS |
Partnership |
| PTO |
Paid time off |
| PV |
Present value |
| PY |
Prior year |
| PYA |
Prior year amount |
| Q |
Quarter |
| QE |
Quarter ended |
| RAN |
Revenue anticipation note |
| RCN |
Replacement cost new |
| REA |
Return on assets |
| Reg. |
Regulation |
| REIT |
Real estate investment trust |
| REO |
Real estate owned |
| REPO |
Repurchase agreement |
| ROA |
Return on assets |
| ROE |
Return on equity |
| ROG |
Receipt of goods |
| ROI |
return on investment |
| RR |
Revenue ruling |
| S&P |
Standard & Poors |
| SAR |
Stock appreciation right |
| SAR |
Summary annual report |
| SG&A |
Selling, general, and administrative expenses |
| SJ |
Sales journal |
| SOX |
Sarbanes-Oxley law |
| ST |
Short term |
| STCG |
Short-term capital gain |
| TDA |
Tax deferred annuity |
| TGR |
Total gross receipts |
| TI |
Taxable income |
| TIN |
Taxpayer identification number |
| TPI |
Total positive income |
| VAT |
Value-added tax |
| VC |
Venture capital |
| VRP |
Variable rate premium |
| WACC |
Weighted average cost of capital |
| WIP |
Work in process |
| WPI |
Wholesale price index |
| YRT |
Yearly renewable term |
| YTD |
Year-to-date |
| YTM |
Yield to maturity |
| ZBB |
Zero-based budgeting |